If you own a car and if you find yourself gainfully employed in part-time or full-time work, the chances are that you will commute via the roads. The train may save money, and the bus may even save time if there are special bus lanes, but the allure of rolling out of bed and sitting in your own mode of transport where you don’t have to put with other people doing their makeup and eating their breakfast on your lap can be all too much. “Yeah, I drove in today, Susan, didn’t like the look of that weather” is a pretty standard thing to hear around the water cooler, for example. With so many of us on the roads at peak times, road accidents can and do occur.
** This is a collaborative post.
The important thing to remember is that if you are involved in a car accidentthat wasn’t your fault, you may be able to claim compensation (even if you were a passenger). Let’s take a look at some of the most common types of car accidents.
Single car collisions
As the name suggests, this type of accident involves only one car, meaning that the car has come off the road or collided with a stationary object, uncleared debris, or a building (or even an escaped farmyard animal, for example). Where third party negligence can be proven for not ensuring the safety of road users, you may be able to bring a claim.
This type of collision often involves serious injuries. There are many causes of head-on collisions, including a failure to react to road signs, failure to slow down or otherwise drive in a manner that would be deemed as reasonably responsible in light of adverse weatherconditions, and any failure to stay in lane (particularly on bends or at junctions).
This type of accident occurs where your vehicle is either shunted at slow speeds or smashed into at high speeds from behind (many rear end collisions happen while the innocent vehicle is stationary, typically while stopped at traffic lights or other junctions). A failure to stop in time is usually down to tailgating or irresponsible driving in poor weather conditions.
Otherwise known commonly as T-bone collisions, this is where the side of your vehicle is impacted by another vehicle. These collisions typically occur in parking lots or at busy intersections.